Holiday rental deposits: the complete 2026 guide

The deposit is central to short-term rentals. Yet between platform rules, the different charging methods and renters' expectations, it is not always easy to find your way. This guide sets out what you need to know in 2026.

What is a holiday rental deposit?

The deposit — or security deposit — is a sum (or a bank guarantee) the renter makes available to the host to cover any damage found after their stay. Unlike long-term rentals, there is no universal legal rule imposing an amount or a specific method for short-term rentals. Generally, it is the host or the platform that sets the terms.

The deposit must not be confused with the rent or the cleaning fee. It is refunded (or released) if no damage is found after the renter leaves.

What amount should you set for your deposit?

There is no fixed rule, but here are the common practices observed in 2026:

These amounts are indicative and vary with the platform, the country and local rules. The goal is to set an amount consistent with the value of the property and its equipment, without putting renters off.

The different ways to collect a deposit

Several methods exist to collect a deposit, each with its advantages and drawbacks:

• Deposit cheque: the traditional method, less and less used. A cheque is hard to bank in a dispute if the renter is from abroad or if banking delays apply.
• Bank transfer: simple, but it means handling manual refunds. It can create friction with renters.
• Bank pre-authorisation: the funds are temporarily “reserved” on the renter's card, then released automatically. The maximum duration varies by bank (generally 7 to 31 days).
• Card registration (card imprint): the card details are stored with no immediate charge. If damage occurs, a charge can be triggered. It is the method favoured by short-term rental professionals.

To understand the differences between card registration and pre-authorisation in detail, read our dedicated article: Card registration or pre-authorisation: what's the difference?

For an overview of all the methods, beyond holiday rentals, see our guide to online deposits.

Platforms and their deposit policies

Each platform has its own approach:

• Airbnb: the direct deposit between host and renter has largely been replaced by AirCover. Some hosts use a complementary external solution for more control. See our article: How do you ask for a deposit on Airbnb?
• Booking.com: generally lets hosts set a deposit in their property settings. It can be collected on arrival or online, depending on the configuration.
• Abritel / Vrbo: hosts can set a security deposit in their listing settings. The platform offers a specific protection mechanism.
• Direct booking: if you handle your bookings directly (website, email), you are entirely free to choose your method. That is the context in which solutions like Verihost are particularly useful.

When should you release the deposit?

The deposit should be released within a reasonable time after the renter leaves. Generally, good practice recommends releasing the deposit within 48 to 72 hours of check-out, the time needed to inspect the property.

If you find damage, tell the renter quickly and document it with dated photos. The faster and more transparent the communication, the smoother the dispute will be to handle.

Automating deposit management in 2026

For hosts managing several properties or a management business, handling deposits manually quickly becomes time-consuming and error-prone. Solutions like Verihost automate the process:

• Automatic sending of a secure link to the renter before arrival
• Card registration with no data handling on your side
• Tracking the status of every case from a central dashboard
• Optional identity verification built into the same journey

This automation reduces oversights, improves the renter's experience and gives you more peace of mind before every arrival. To see in detail how Verihost works, visit the home page or browse our FAQ.

Mistakes to avoid

• Not mentioning the deposit in the listing or the booking confirmation.
• Setting an amount out of proportion with the value of the property.
• Being slow to release the deposit after a stay with no problem.
• Not documenting damage before charging.
• Using the deposit as a bargaining chip or to cover normal wear and tear.

In short

The holiday rental deposit remains an essential tool to protect hosts. In 2026, card registration is the method most used by professionals, because it combines security for the host with a smooth experience for the renter. Well set up and clearly communicated, it is no barrier to booking — on the contrary, it reassures serious renters.